Buy Vs Lease Calculator Excel

Buy Vs Lease Calculator is an Excel template to help you in determining to buy or lease the stuff you want to purchase. The stuff is mainly vehicle, but you can use it on anything such as house, property, electronics, or furniture. This calculator template works by comparing cost for both buy and lease.

CALCULATOR MENU

Buy vs lease calculator template only have one sheet. However, in that one sheet, there are several elements or headings:

Model

There is only one field, Make and Model. The Make is the manufacturer name, while model is the type of the stuff. You can input the product ID along with this field.

lease or buy decision example
lease or buy decision example

Lease

The element where you enter the information for leasing. The fields are:

  • Retail Price
  • Tax: from purchasing
  • Refundable security deposit: money a landlord takes from sales other than the advance payment for leasing, which will be refunded based on transaction.
  • First Month Payment amount
  • Capital Cost Reduction Payment: upfront payment that reduces the cost of financing.
  • Last month payment in advance: drop down menu. Select if you have already paid.
  • Selling price at end of lease
  • Monthly lease payment
  • Lease term in years
  • Discount for present value
leasing vs buying a car pros and cons
leasing vs buying a car pros and cons

On the below table will automatically calculate the result from information in leasing:

  • Future value of last payment
  • Initial Cost
  • Financing Costs
  • Present value of refund
  • Present value of total costs

Buy

The element where you enter the information for buying. The fields are:

  • Retail Price
  • Tax
  • Down Payment paid for purchasing.
  • Resale value: same with Selling price at end of lease
  • Loan Rate
  • Term in years: auto-generated based on lease table
buy or lease calculator smart money
buy or lease calculator smart money

On the below fields will automatically calculate the result from information in leasing:

  • Monthly loan payment
  • Present value for resale
  • Initial costs
  • Financing costs
  • Present value of total costs

Lease VS Buy Analysis Difference

This is only one field below the Buy field. This is the buy or lease calculator smart money. It will determine the cost difference from buy table and lease table. If the result is in positive, it is suggested to Lease. Negative value means that it much better to Buy rather than leasing.

Buy VS Lease Calculator Taxation

On the top, there are some fields for:

  • Tax bracket: in each month after the purchase
  • Business use percentage: the tax if the product is for business or company use
  • Sales tax: the tax if you sell the stuff.
lease vs buy analysis
lease vs buy analysis

Below those tax information fields, there are two tables for lease and buy taxation calculation. The fields are:

  • Title
  • Fees
  • Sales Tax
  • Potential financing deduction
  • Total potential deduction
  • Potential tax savings.

However, this result will not change the result on Difference field as this is the monthly tax after purchasing and considered as maintenance expenses. You may include depreciation calculation if needed.

HOW TO USE

First enter the Model field. It is optional, as it will not affect the buy vs lease calculator fields.

Next enter the blank provided fields. The blank fields symbolized in white, while the auto-generated one is in grey. The buy vs lease calculator will automatically calculate the data based on provided information.

You can analyze the leasing vs buying a car pros and cons by looking through the calculation result. Because the taxation is not included in comparing result, you may need to consider the tax and maintenance too.

lease vs buy calculator excel
lease vs buy calculator excel

You can add more fields for detailing the lease vs buy calculator excel. To do that, you only need to insert new row. However, you must determine the calculation formula alone.

Related Template:  Free Gantt Chart Excel Template

CONCLUSION

This template include the lease or buy decision example for any product. In this tutorial, we serve car leasing or buy consideration. This template can be used for personal use or business. You can use it as reference to calculate your own costs.

The buy vs lease calculator can be downloaded for free after you click one of these buttons:

Related templates

  • buy vs lease excel spreadsheet
  • lease vs buy calculator spreadsheet
  • lease versus buy analysis spreadsheet
  • lease vs buy excel template
  • lease vs buy analysis spreadsheet
  • lease vs buy calculator excel
  • buy vs lease spreadsheet template
  • lease vs buy analysis excel template
  • buy versus lease excel templates
  • lease vs buy spreadsheet
  • lease vs purchase analysis excel
  • buy vs lease analysis templates
  • lease vs buy equipment excel
  • lease versus purchase analysis template
  • lease vs buy spreadsheet free
  • lease vs buy model
  • lease vs buy analysis template
  • buy lease analysis template
  • finance verses buy model free
  • lease vs own calculator spreadsheet
  • buy vs lease excel
  • lease vs purchase analysis template
  • lease versus buy calculation
  • excel template for buying a car
  • lease vs buy model in excel
  • lease vs buy in excel
  • lease calculator spreadsheet
  • excel lease vs buy analysis
  • buy vs lease calculator excel
  • free lease vs buy analysis spreadsheet
  • lease calculator excel
  • buy and lease model
  • Excel Lease calculator
  • Equipment Rent vs Buy Calculator Excel Spreadsheet
  • EXCEL SHEET FOR LEASE VS PURCHASE VEHCILE ANALYSIS
  • buy or rent equipment excel solution
  • leasing matrix in excel
  • Free on-line calculator excel template lease vs purchase
  • lease vs purchase office equipment
  • excel compare lease machinery vs buying
  • leasing calculator in excel
  • lease evaluation calculator
  • lease versus own commercial offcie space analysis excel
  • lease vs buy computer equipment calculation excel
  • vehicle lease calculator excel
  • lease excel calculator
  • lease or buy calculation
  • lease versus buy excel template
  • lease versus buy commercial scenario excel
  • lease versus buy car excel
  • lease versus buy calculator excel
  • lease vs buy analysis
  • lease vs buy calculation
  • lease vs buy calculator
  • lease vs buy car excel spreadsheet
  • lease versus buy analysis
  • lease to buy equipment model
  • lease purchase analysis spreadsheet
  • lease or buy discounted cashflow template
  • lease or buy discounted cashflow Excel
  • lease or buy decision EXAMPLE
  • lease or buy decision analysis template
  • lease versus purchase spreadsheet
  • Free excel rent v buy home calculator
  • calculator excel template lease vs purchase
  • buying a property vs ret calculator excel uk
  • buy vs lease template
  • buy vs lease spreadsheet
  • buy vs lease excel template
  • buy v rent excel calculator
  • buy vs lease equipment excel spreadsheet
  • buy vs lease calculator for properties
  • buy vs lease calculator
  • buy vs lease analysis ppt
  • buy vs lease analysis excel
  • buy versus lease calculator
  • buy ver lease modeling cfo
  • buy v lease spreadsheet xlsx
  • buy or rent equipment formula
  • buy or lease model
  • buy or lease calculator
  • car buy vs lease spreadsheet
  • cash vs leasing calculations excel
  • forklift lease vs buy spreadsheet
  • fleet leasing vs buying analysis
  • fleet lease versus purchase spreadsheet
  • excel templates for lease vs buy template
  • excel templated for car buying vs car leasing
  • excel spreadsheet lease vs buy
  • excel spreadsheet buying vs leasing vehicle
  • excel sheet car lease vs buying
  • excel leasing vs jøp
  • excel lease vs purchase
  • Excel calculate lease cost
  • excel calcul leasing
  • equipment rent vs buy calculator spreadsheet
  • equipment lease vs buy analysis template
  • equipment lease vs buy analysis spreadsheet
  • easy buy versus lease capital equipment excel templates
  • commercial property lease or buy xls